Micro Lines of Credit

and secured loans for up to $5000

We make borrowing simple, flexible and affordable. Instead of credit checks we make decisions based on your cash-flow, so there is no negative impact on your credit score. Say goodbye to high interest loans, bank account overdrafts and costly NSF charges.

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Credit Line


No credit check. No negative impact on your score. No worries.


Money is in your bank account in 48 hours


You have until the 25th of next month to repay. If you miss the due date, that's ok. We will just bill you a $10 Late Fee, try not to be late.


Request more money up to your credit limit. The Line is always available to you via phone, text or email.


5% transfer fee from whatever you request. That’s it. No other fees, interest of hidden charges.

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About Us

Concord Lending is a leading financial technology and credit analytics firm. We develop innovative lending solutions that make borrowing more welcoming and affordable for all. Our focus on customer service and perpetual improvement sets us apart in our competitive industry. We firmly believe that lending should be founded upon the principles of integrity and fairness. The objective that we have set out for ourselves is simple - using technology to increase lending transparency and reduce borrowing costs.

Let's Get In Touch!

We welcome any inquiries pertaining to our business, financial technology or the lending industry in general. Contact us today to see what Concord Lending can do for you.


1(855) 204-1317

25 Edilcan Drive Unit 8. Vaughan, ON, L4K 3S4

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