Line is an innovative borrowing solution that is simple, flexible and affordable. Only pay for the amount you need and only for however long you need it. We do not perform a credit check but rather make decisions based on your cashflow so there is no negative impact on your credit history.
Our savings loan is an effective credit management tool. By making timely payments borrowers repair credit, generate emergency reserves and may gain access to lower interest rates in the future. With low borrowing costs and no need for upfront funds, our savings loans are a great alternative to secured credit cards.
Get pre-approved for up to $1000
Money is in your Bank Account in 3 days!
Pay off your balance at any time!
Request more funds whenever!
What a great product! I’m putting money away and building credit. Plus, the guys gave me some great pointers on how to further improve my score and I was able to get back on track. Will be applying for my first mortgage next year!Pat, Toronto Salesperson
Got approved for a $500 Line. Will use it soon. Pretty sweet!Mahad, Toronto Construction worker
Thanks guys for you all your help! A very innovative and effective way to build credit. I know I would never be able to improve my situation on my own. A special thank you to Jamie who has been so empathetic and helpful!David, Brampton Mechanic
Approval was almost instant. Got money in my account in two days. Easy communication via text messaging. This is the future!Chris, Bolton Cafe Chef
I didn’t know the first thing about credit. When I needed some money for my sister’s graduation and went to a bank, I had a major reality check. The guys at SaveUp have spent a lot of time talking to me about my situation and now I don’t feel like I’m in the dark anymore. I have a clear plan how to build credit and I definitely won’t be making the old mistakes any more.Diane, Oshawa Housewife
The whole process was seamless. Fast, efficient and even... fun? Nice way to borrow money when you need it.Jenny, Niagra Falls Accountant
I wish I knew about this sooner. My financial advisor suggested SaveUp to me to rebuild credit after a bankruptcy. I did apply for their program and been treated with respect at every step of the way. Thank you guys!Rachel, Barrie Personal support worker
Easy way to borrow. Applied and approved in under an hour. Not too expensive and very flexible. Only pay for the portion of your Line you use.Sumit, Mississauga Nurse
These guys are just awesome, very helpful and friendly. The loan conditions are simple to understand, and I get to build credit and put money away. I can access my money at any time which also provides me a piece of mind. Thanks again!Donovan, Toronto Painter
Went to a bank for a loan, took two days to get declined. These guys had me approved on same day. Once you learn how to use their sms tool, paying and reborrowing is super easy.Brandon, Ingersol IT-Administrator